When builders negotiate the most
- End of month, quarter and year. Builders report sales to their companies and investors. A home that closes before a deadline matters to them.
- Finished homes that have been sitting. Every month a finished home sits costs the builder money.
- The last homes in a phase or community. Builders want to close out and move their sales team.
- Slow traffic weeks. I keep track of how a community is selling.
What builders usually protect
Builders often avoid cutting the posted base price because it affects the appraisals and the value of every other home in the community. That is why the best deals usually come as credits, upgrades and incentives. I know how to ask for value in a way the builder can say yes to.
The incentive fine print
Many advertised incentives only apply if you use the builder's preferred lender, escrow or title company. Sometimes that is a great deal. Sometimes the incentive is offset somewhere else. I compare the total cost with you so you can decide with real numbers.